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Archive for the Michelle Singletary Category

Direct-deposit Social Security benefits need protection from payday lenders

Over the years, I’ve met too many people who were stuck in a hellish payday-loan cycle, rolling one loan into another until the fees and the outstanding balance crushed them.

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Race isn’t the problem — economic inequality is

Instead of focusing on the politics behind the firing and subsequent redemption of Agriculture Department employee Shirley Sherrod, we should consider what she was trying to tell us when she addressed the NAACP.

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Obama should nominate Elizabeth Warren to lead new consumer protection bureau

Barack Obama promised enormous change in how our government was run when he was elected president.

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Obama should nominate Elizabeth Warren to lead new consumer protection bureau

Barack Obama promised enormous change in how our government was run when he was elected president.

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Your money, not your age, signals when it’s time to retire

My husband and I are hoping to retire — or at least reduce our work schedules — when our youngest child, who is now 9, graduates from college.

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The scary state of retirement savings

The nonpartisan Employee Benefit Research Institute regularly delivers the dreadful news of how unprepared so many Americans are for retirement. The findings give you a chill, much like seeing an image of the iconic black-robed, scythe-carrying personification of death.

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SEC proposes new rules to make target-date mutual funds more transparent

Target-date mutual funds — investment vehicles that automatically change your mix of assets as you near retirement — are thought by many investors to be a safer investment choice that’s relatively insulated from market gyrations as the funds get closer to the target date.

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Tips for couples to help solve money problems

In my online discussions I frequently get questions from couples facing financial issues.

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Tips for couples to help solve money problems

In my online discussions I frequently get questions from couples facing financial issues.

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